When must I submit my life certificate?

Central government pensioners submit in November each year. Those aged 80 and above may submit from 1 October (UIDAI FAQ).

What if I miss November?

UIDAI's FAQ says pension for December and onwards may not be paid until the Life Certificate is updated in the pension system.

How much is the IPPB doorstep Digital Life Certificate?

₹70 inclusive of GST/cess per successful DLC, with no extra doorstep charge (IPPB page; also ₹70 in the UIDAI FAQ).

How much is bank doorstep banking for a life certificate?

UIDAI's FAQ lists a nominal ₹75 via Alliance of Public Sector Bank doorstep banking.

Does this cover Telangana state pensioners?

No. This page covers central government (and reported defence/railway) processes. State pensioner dates need a separate official source.

Home › Learn › Money › Pension life certificate (November)

Pension life certificate in November 2026: how to submit

Most central government pensioners need to submit an Annual Life Certificate in November so pension continues. Here are the digital and doorstep options — and Hyderabad camps reported for defence pensioners.

Last checked 29 Oct 2026.

Covers central government pensioners' November window. Telangana state pensioner dates are not covered here without a separate official source.

In short

Every central government pensioner must submit an Annual Life Certificate in November to the pension disbursing agency (usually the bank) so pension continues. Pensioners aged 80 and above may submit from 1 October. If it is not submitted by the end of November, pension for December onwards may stop until the certificate is updated (UIDAI Digital Life Certificate FAQ). You can submit digitally (Jeevan Pramaan / face authentication), via India Post Payments Bank doorstep service (₹70 per successful DLC), via public-sector bank doorstep banking (₹75), at a CSC, or in person at the bank or post office (UIDAI FAQ; IPPB DLC page).

Who this page covers

Central government pensioners (and family pensioners) who must submit an Annual Life Certificate in November (UIDAI FAQ).
Defence pensioners (including civilian defence pensioners) — Hyderabad / Secunderabad camps for Digital Life Certificate Campaign 5.0 were reported on 29 Oct 2026 (Deccan Chronicle, 29 Oct 2026).
Railway pensioners — South Central Railway promoted Digital Life Certificate Campaign 5.0 for 1–30 November (Deccan Chronicle, 29 Oct 2026).
Not covered here: Telangana state government pensioner calendars. Do not assume the same November dates without an official state source.

Key dates (central government)

Age 80+: may submit from 1 October (UIDAI FAQ).
Others: submit in November (UIDAI FAQ).
If not submitted by end of November: payment of pension for December and onwards may not be done until the Life Certificate is updated (UIDAI FAQ).

Ways to submit

1. At home — apps (often free of a doorstep fee) Aadhaar biometric authentication (face, finger or iris) via the Jeevan Pramaan app and Aadhaar Face RD app (UIDAI FAQ). Face authentication needs an Android phone (version 9+) with a suitable camera (UIDAI FAQ). Portal: jeevanpramaan.gov.in.

2. India Post / IPPB doorstep — ₹70 A postman or Grameen Dak Sevak can help generate a Digital Life Certificate. UIDAI's FAQ lists a nominal fee of ₹70 via the Post Info app (UIDAI FAQ). IPPB's own page says ₹70 (inclusive of GST/cess) per successful DLC, with no extra doorstep charge for IPPB or non-IPPB customers (IPPB). Doorstep requests can also be booked through India Post channels listed on the IPPB page.

3. Public-sector bank doorstep banking — ₹75 UIDAI's FAQ lists Alliance of Public Sector Bank doorstep banking at a nominal ₹75, via the Doorstep Banking app, doorstepbanks.com / dsb.imfast.co.in, or toll-free 18001213721 / 18001037188 (UIDAI FAQ).

4. Common Service Centres (CSCs) Find a centre via jeevanpramaan.gov.in, or SMS JPL followed by your pin code to 7738299899 (example: JPL 110003) (UIDAI FAQ).

5. In person At the pension disbursing bank, post office, or designated government office; or at identified Pensioners' Welfare Association offices (UIDAI FAQ).

Hyderabad / Secunderabad camps (defence) — as reported 29 Oct

Digital Life Certificate Campaign 5.0 for defence pensioners (including civilian beneficiaries), on working days in November, at (Deccan Chronicle, 29 Oct 2026):

Office of the CDA, No. 1 Staff Road, Secunderabad
SPARSH Service Centre, Mudfort, Secunderabad
SPARSH Service Centre, Masab Tank, Hyderabad

Assistance number reported: 040-27843385, extension 406 (Deccan Chronicle, 29 Oct 2026). Confirm timings with the centre before you go.

Watch out for scams

Only use official apps and numbers above. Nobody from a "pension office" should ask you for an OTP, Aadhaar share code, or money beyond the published doorstep fees. For suspicious calls that show a name on your phone after 1 Nov, see Caller name display (CNAP) — that is a separate DoT change, not a pension service.

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FAQ

When must I submit my life certificate?: Central government pensioners submit in November each year. Those aged 80 and above may submit from 1 October (UIDAI FAQ).
What if I miss November?: UIDAI's FAQ says pension for December and onwards may not be paid until the Life Certificate is updated in the pension system.
How much is the IPPB doorstep Digital Life Certificate?: ₹70 inclusive of GST/cess per successful DLC, with no extra doorstep charge (IPPB page; also ₹70 in the UIDAI FAQ).
How much is bank doorstep banking for a life certificate?: UIDAI's FAQ lists a nominal ₹75 via Alliance of Public Sector Bank doorstep banking.
Does this cover Telangana state pensioners?: No. This page covers central government (and reported defence/railway) processes. State pensioner dates need a separate official source.

Sources

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